American Letter Mail Company is Dusty Wunderlich’s strategic advisory and research firm named in tribute to the original company founded by entrepreneur and political philosopher, Lysander Spooner. Lysander started the American Letter Mail Company to compete against the US Postal Service monopoly. Although the company was eventually shut down he dramatically drove down the cost of postage in the process and illustrated the inefficiency of government run enterprises.

American Letter Mail Companies current efforts are focused on research, advisory, and thought leadership for the next generation of financial technologies and economic models.  The firms economic philosophy is based on Austrian economic principles and three white papers authored by Dusty Wunderlich.  Below are the core tenants of the American Letter Mail Company, any project or company engaged with the firm will fall into one or more of the core tenants.

Capital Formation

The basis for any free market economy is property rights which allows for capital formation. Capital formation is crucial to promoting investment and progress, it also rewards those in society that steward scarce resources most efficiently.

#blockchain #crowdfunding

Sound Money

A medium of exchange is vital to a market economy to make trade and profit calculation more seamless.  Sound money that is devoid of political or centralized influence is a pillar of a free society.

#cryptocurrency #gold

Pure Time Preferences

Time preferences are a reflection of human action and vital to correctly stating interest rates based on the subjective valuations of individuals. Interest rates gives vital information to consumers and entrepreneurs.

#lendtech #p2plending

Full Reserve Banking

Full reserve banking establishes accurate time preferences and sound money by establishing a true supply of savings. The full reserve banks role in society is to protect the value of savings.

#blockchain #digitalbanking 

Robust Privacy & Security

Privacy and security remain pillars of a market economy that promotes voluntary contractual transactions.  It is also vital to the protection of private property, both tangible and intangible.

#blockchain #cybersecurity

Pooling Risk

Assessing and pricing risk allows for communities of individuals to protect against loss and misfortune in an affordable approach. Pooling risk is a private solution to societal safety nets.

#insurtech #captiveinsurance